Worker’s Compensation: Risk Management for Independent Contractors
Significant exposure arises when an Independent Contractor is uninsured and their injured workers become the responsibility of the hiring employer. This high risk exposure can be mitigated with these practices: The hiring employer can require all ICs to sign a contract that includes insurance requirements. The hiring employer should have a dedicated employee responsible for […]
Drivers Gone Missing
Where are they? Many of our clients we work with can’t seem to find or retain qualified drivers. According to the U.S. Department of Labor it is estimated that the industry is short 50,000 drivers and the American Transportation Research Institute stated 56% of truck drivers are over the age of 45 with a gap […]
Business Auto Trends
If you are not aware of where we are in the market in regards to the commercial auto we hope you find this insightful. This may also help you understand the concerns all carriers are having right now including your personal auto carrier. Georgia’s auto performance with distractive driving is terrible and one of the […]
Are Unemployment Claims
(by Nancy Owen, PHR) Every unemployment claim that gets paid out to your former employees has the potential to raise your unemployment insurance tax rate over the course of several years following that claim. The better you understand the process, the better your chances of minimizing the inevitable costs that follow any separation from employment, […]
What Constitutes Gross Misconduct When it Comes to COBRA?
(by Nancy Owen, PHR) First, let’s first look at what COBRA is and which employers must provide it. The Consolidated Omnibus Budget Reconciliation Act, also known as COBRA is a law that was passed in 1985 by the United States Congress and signed by President Ronald Reagan. This law makes it mandatory for covered employers […]
OSHA Announces Enforcement Policy for Failing To Electronically Submit Required Injury & Illness Records
On February 21, 2018, OSHA issued an enforcement memorandum to Regional Administrators regarding the agency’s policy for non-responders. As part of any on-site inspection, OSHA has instructed its compliance officers to inquire whether that establishment has electronically filed its 2016 300A form. If the compliance officer learns that the establishment was required to electronically submit […]
