Loss Control Insights: Can Stretching Prevent Injuries?

You may have wondered if adding a stretching program to your injury prevention efforts would be worth the time and effort. Well, it depends. Though that may not be the definitive answer you were hoping for, but some companies implementing a program have great success, while others fall flat. Let’s explore what a stretching program […]
Ladder Safety Mistakes Georgia Contractors Must Stop Making on the Job Site

Ladders— including step ladders, extension ladders and attached climbing ladders—are an essential tool in most organizations. For such a simple staple, ladders have a deadly reputation, with more than 20,000 ladder-related, on-the-job injuries and 150 worker fatalities in 2015. EMC Senior Risk Improvement Representative Case Doorn lays the blame on common mistakes that many ladder-climbers […]
The Danger of Left Turns

How many left turns did you make on your drive into work this morning? Most have to stop and think through their commute to arrive at an answer. It’s not an experience that stands out; it’s routine and practiced for most drivers. But according to a 2001 study by the National Highway Traffic Safety Administration, […]
Loss Control Insights

What to Expect During a Loss Control Survey The phrase “loss control survey” may sound intimidating, but there is no need to be worried about the process. We conduct the surveys to better understand your organization’s operations and help your company management figure out how to better manage risks that potentially cause losses. It’s all […]
Construction Input Costs

CONSTRUCTION INPUT COSTS ARE MIXED IN JULY BUT PRESSURE INTENSIFIES ON CONTRACTORS AS YEAR-OVER-YEAR INCREASES OUTSTRIP BID PRICES Fuel, Metals and Wood Product Prices Post Double-Digit Annual Increases Despite Pause in July; Association Officials Warn That Additional Tariffs Are Likely to Add to Squeeze on Contractors Prices for goods and services used in construction costs […]
Essentials of Subcontractor Management: What Every Georgia Contractor Needs to Know

Each project has its own unique characteristics however; a common thread between most of them is the presence of subcontractors. Given today’s construction economy, risk environment and competitive subcontractor pricing, general contractors are self performing less of the contract’s scope of work. Therefore, on most construction projects you’ll find one or more subcontractors that are […]
Top 10 Safety Tips

Given the recent tragedy involving a fatality during a construction accident, we wanted to offer a refresher on top safety tips. It is always our desire to offer value and insight that matters and to encourage those in the fields we service to be prepared and informed. For these safety tips, we focused on OSHA’s […]
Brake Safety

DID YOU KNOW… An unannounced brake inspection event in April placed nearly 1,600 commercial vehicles out of service for brake violations. Over 11,500 roadside inspections were conducted across 52 jurisdictions in the U.S. and Canada during the April 25, 2018, event conducted by the Commercial Vehicle Safety Alliance (CVSA). Last year, the one-day inspection event, […]
Construction Contract Clauses That Cost Georgia Contractors Money: What to Know Before You Sign

Zorn Insight, based in Vidalia, Georgia, provides business insurance and risk management services to contractors and small businesses across South Georgia. One of the most common questions Georgia contractors ask before signing a new contract is about the clauses that can expose them to the biggest financial penalties — and understanding liquidated damages and late […]
Increasing OSHA fines: the importance of meeting and maintaining compliance

OSHA fines increased 78% from 2015 to 2016, AND will continue to increase each year based on the rate of inflation. This dramatic increase further elevates the importance to meet and maintain OSHA compliance. This impact your company’s bottom line SIGNIFICANTLY! To help quantify this impact, what amount of new sales does your company need […]