PAYCHECK PROTECTION PROGRAM LOANS Frequently Asked Questions (FAQs)

As of May 13, 2020 PAYCHECK PROTECTION PROGRAM LOANS Frequently Asked Questions (FAQs) The Small Business Administration (SBA), in consultation with the Department of the Treasury, intends to provide timely additional guidance to address borrower and lender questions concerning the implementation of the Paycheck Protection Program (PPP), established by section 1102 of the Coronavirus Aid, […]

2020 Construction Planning in the Wake of COVID-19

2020 Construction Planning in the Wake of COVID-19 The COVID-19 pandemic swiftly eroded recent gains in the U.S. and world economies and has exposed economic and societal vulnerabilities that many believed, or at least hoped, would never come to light. There’s no doubt the virus is negatively affecting the economy, American workers and families. Although […]

Bloodborne Pathogens Program

Tech Sheet Bloodborne Pathogens Program Bloodborne pathogens are microorganisms present in human blood which can cause disease in humans. These pathogens include, but are not limited to, hepatitis B virus (HBV) and human immunodeficiency virus (HIV). A bloodborne pathogens program is necessary in all organizations where employees are exposed to blood or other potentially infectious […]

Business Insurance Cost Recommendation

Business Insurance Cost Recommendation  The NCCI, other state workers compensation regulatory bureaus, and state governments are still working to develop payroll handling and reporting guidance as it applies to the COVID-19 crisis. This holds true for General Liability policies as well. As we all navigate the COVID-19 crisis and its potential impact to the exposure […]

Hard Hat FAQ: 7 Answers From an Expert

Loss Control Insights Hard Hat FAQ: 7 Answers From an Expert While hard hats are a very routine personal protective equipment (PPE), questions about them persist. An EMC Loss Control Engineer, sheds light on some of the most common concerns and questions she comes across while working with policyholders. Q: Are stickers allowed on hard […]

The Best Way to Shore up Your Excavation Safety

Loss Control Insights for Contractors The Best Way to Shore up Your Excavation Safety With a fatality rate that is 112% higher than the rate for general construction, excavation is among the most hazardous construction operations you can undertake this spring. Cave-ins pose the greatest risk, with other potential hazards including falls, falling loads, hazardous atmospheres and […]

Plan, Prepare, and Respond to Coronavirus Disease 2019

Interim Guidance for Businesses and Employers Plan, Prepare and Respond to Coronavirus Disease 2019 Older adults and people who have severe underlying chronic medical conditions like heart or lung disease or diabetes seem to be at higher risk for developing more serious complications from COVID-19 illness. Find more information here. This interim guidance is based on […]

How to Hire the Right Person for the Job

How to Hire the Right Person for the Job By Derek Ross, Human Resources Consultant, East Coast Risk Management Hiring the right person for your company can be a daunting task. There are many steps to consider throughout the entire process, from properly writing a job description to getting all parties involved on the same […]

Do Your Drivers Know How to Avoid Hydroplaning?

Loss Control Insights Do Your Drivers Know How to Avoid Hydroplaning? Most drivers know that it is important to slow down, turn off cruise control and avoid tailgating when driving on snowy and icy roads. However, many drivers are surprised to learn that rain can be nearly as treacherous to drive in as snow and […]

Fall Protection Program In Construction

Tech Sheet Fall Protection Program In Construction Falls are the most frequent cause of fatalities on construction sites and account for one out of every three construction-related deaths. Although prevention measures are available, the number of fall-related construction deaths has increased in recent years. OSHA’s Fall Prevention Campaign includes three simple steps for fall prevention: […]